If you're looking to get the most out of your "housing dollar," you need to purchase your new home from Action Manufactured Homes. Depending on the region of the country, construction costs per square foot for a new manufactured home average anywhere from 10 to 35 percent less than a comparable site built home, excluding the cost of land. Action's manufactured homes offer the quality construction, modern amenities and livability you are seeking at a price you can't find from any other manufactured home dealer!
A Manufactured home is constructed entirely in a controlled factory environment, built to the federal Manufactured Home Construction and Safety Standards (better known as the HUD Code). A site built home is built "on-site" using traditional building techniques that meet either a local or state building code.Starting in 1976, the HUD Code established a stringent series of construction and safety standards that ensure that today's manufactured homes are superior to "mobile homes," the term used for factory-built homes produced prior to the introduction of the HUD Code. Today's manufactured homes are dramatically different in appearance from the "mobile homes" of yesterday with estimates that more than 90 percent of today's manufactured homes never move from their original site. Manufactured homes, like site built homes, are now available in a variety of designs, floor plans, and all the modern amenities. Today's manufactured homes are almost indistinguishable from site built homes and are fully compatible with any neighborhood architectural style.
Traditionaly manufactured homes have been sold through retail sales centers, many of which are independently owned and operated. Others are owned and operated by a manufacturer. Action Manufactured Homes made the decision not to operate a traditional retail sales center as a way to eliminate the high cost of involved in operating a retail sales center. We sell our homes on-line through our Web site allowing us to sell our homes to the public with very little overhead allowing us to pass these savings on to you. Action Manufactured Homes also places new manufactured Homes on Property and offer the completed Land/Home package for sale through the local MLS. In some states, you may also buy from a manufactured home community owner, developer, or if you're purchasing a previously owned home, a real estate agent. Action manufactured Homes offers a variety of products and services to help you customize a home to fit your needs and budget. Most Manufactured Home Dealers offer local delivery and complete set up of your new home, and can usually help arrange for the instillation of Septic Systems, Garages, Well Drilling, Driveways, Fencing and most other site work.
Today's manufactured homes are built with the same building materials as site built homes, but in a controlled factory environment where quality of construction is invariably superior to what can be done outdoors. The HUD Code regulates and monitors the manufactured home's design and construction, strength and durability, transportability, fire resistance, energy efficiency and overall quality. It also sets standards for the heating, plumbing, air-conditioning, thermal and electrical systems. The HUD Code also ensures compliance with these standards with a thorough inspection system that takes place at each step as the home is being constructed in the factory.
There are major benefits to having your home built in a factory:
• All aspects of the construction process are quality controlled
• The weather doesn't interfere with construction, cause costly delays and warp or damage building materials
• All technicians, craftsmen and assemblers are on the same team and professionally supervised
• Inventory is better controlled and materials are protected from theft and weather-related damage
• All construction materials, as well as interior features and appliances, are purchased in volume for additional savings
• All aspects of construction are continually inspected by not one, but several, inspectors
No. While there are some differences between the codes, this difference has more to do with how the codes are intended to operate. While state or local building codes are basically prescriptive, meaning that they prescribe what type of lumber or what type of electric wire must be used in the construction of a home, the HUD-Code is more focused on performance. This allows the manufacturer to use products that are most compatible with the factory-building process as long as these products perform according to the guidelines established in the HUD Code.
Independent analyses comparing the state or local building codes with the HUD Code have found that "on balance, the codes are comparable" and "the net cumulative effect of the differences between the two codes is more likely on the order of hundreds of dollars, rather than thousands of dollars per unit." In some cases, the local or state codes are more restrictive, while the HUD Code is the more restrictive in other situations such as ventilation, flame spread, and structural loads.
Today's manufactured homes come with "standard" features that you would find in a site built home. Many floor plans are available that range from basic models to more elaborate designs that feature vaulted ceilings, drywall, fully equipped modern kitchens, comfortable bedrooms with walk-in closets, and bathrooms with recessed bathtubs and whirlpools. You may also select from a variety of exterior designs and siding materials, including wood, hardboard, or vinyl siding.With the vast majority of manufacturers now using the latest in computer-assisted design, you have the flexibility of customizing your home's floor plans, interior finishes, and exterior designs. Your lifestyle and your budget are the only limitations to the options available to you.Many manufacturers also provide homes that are "accessible" for those with special needs. If you are interested in such a home, work with your retailer to order a home with accessible features, such as extra-wide halls and doorways, accessible counters and appliances, and specially equipped bathrooms.
Many cities and towns, still relying on outdated perceptions and stereotypes of "mobile homes," have zoning regulations limiting where you can place a manufactured home. However, more and more urban and suburban governments are recognizing that today's manufactured homes are virtually indistinguishable from site built homes and are allowing manufactured homes to be placed in their communities. Before purchasing a manufactured home, be sure to check the zoning regulations in the area where you want to live.
Most states have laws that govern the installation of a new manufactured home. Your retailer or the subcontractor installing the home is responsible for ensuring that the home is installed in accordance with state regulations and the manufacturer's installation instructions or with an installation designed and approved by a licensed, registered engineer. The proper method of installing the home will depend on the design of the home and the conditions of the location, such as climate and soil type. Depending on the type of loan used to finance the home, the lender may have some specific requirements for the foundation and installation of the home as well.
Generally, a home is a great investment. Appreciation on any home - either site built or manufactured - is affected by the same factors: the desirability and stability of the community, supply and demand for homes in the local market, and maintenance and upkeep of the home. When properly installed, maintained and affixed to real property, today's manufactured homes will appreciate in value much like the surrrounding site built homes.
Just as there are choices when you buy a site built home, there are a variety of financing options when you buy a manufactured home. Down payments and loan terms are similar - 5 to 10 percent of the manufactured home's sales price, and loan terms of 15 to 30 years. If you are buying the home and land together, or plan to place the home on land you already own, some financial institutions offer traditional real estate mortgages with similar interest rates. Should you be purchasing the manufactured home separately from the land on which it will be located, the home will probably be financed as a personal property manufactured home loan, usually with a somewhat higher interest rate.FHA-insured and Department of Veterans Affairs-guaranteed (called FHA and VA) loans are available to manufactured homebuyers. These types of loans may offer lower interest rates or lower down payment requirements if available in your area.
Manufactured homes are no more prone to fire than homes built on-site. As a matter of fact, a national fire safety study by the Foremost Insurance Company showed that site built homes are more than twice as likely to experience a fire as manufactured homes. Fire resistance provisions of the HUD Code include strict standards for fire retardation and smoke generation in materials, large windows in all bedrooms, smoke alarms, and at least two exterior doors which must be separate from each other and reachable without having to pass through other doors that can be locked. Site built homes are required to have only one exterior door and no "reachability" requirement.
Why Should I Consider Purchasing a Manufactured Home from Action Manufactured Homes?
How Is A Manufactured Home Different from A Site Built Home?
Do All Manufactured Homes Use The Same Building Materials and Processes?
Is The HUD-Code Less Stringent Than State Or Local Building Codes?
Can I Customize A Manufactured Home To Meet My Particular Needs/Wants?
What Is The Role Of The Retailer In Purchasing A Manufactured Home?
Are There Limits On Where I Can Locate or Place A Manufactured Home?
Who Takes Care Of Installing A Manufactured Home? Can I Do It Myself?
Will A Manufactured Home Appreciate In Value?
What Kinds Of Financing Are Available For Manufactured Homes?
Are Manufactured Homes More Susceptible To Fire Than Site Built Homes?
Action Manufactured Homes
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